Travel & Breaks
Enjoy unforgettable holidays in breathtaking locations
Year... after year....after year
Holiday Property Bond
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Choose
from over 1,300 villas, cottages and apartments - throughout the UK and
Europe.
Enjoy wonderful holidays year after year in a variety of beautiful
locations. Relax in the comfort of your own apartment or cottage, many with
swimming pools and other exclusive Bondholder amenities. What’s more, your investment gives you rent-free holiday accommodation for life. The Holiday Property Bond is NOT a timeshare. It’s the largest and most successful product of its kind in Britain. Established over a quarter of a century, with in excess of £250 million net funds under management (as at 31.12.08), the Bond offers over 38,000 families just like yours many of the advantages of holiday home ownership at a fraction of the cost. And without the hassle or expense of property maintenance. Please read 'How the Bond works' below for further details. The Bond offers the advantages of holiday home ownership at a fraction of the cost without the hassle or expense of property maintenance. It also eliminates the principal drawback of ownership: lack of variety – the fact that you’re restricted to one destination, year in year out. An investment which you can enjoy for your life and hand on to your family for years to come. With HPB, your holidays are not limited to a specific week, as would be the case with timeshare. Instead, one modest initial investment gives you access to every Bond home, at times to suit you. As former tennis star turned broadcaster (and Bondholder) Sue Barker says: “There's no question about it – the Holiday Property Bond is my idea of a perfect holiday.” |
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Ask
for the Holiday Property Bond information
pack now, free and without
obligation |
Holiday Property Bond will give all Laterlife Club members that become a bondholder a 5% discount when they book their first flight and car hire (must be together) through the HPB Travel Club. |
Members click here to log in and see the details of how to obtain the discount available from Holiday Property Bond when you book.
The Holiday Property Bond’s growing portfolio
currently comprises:
• a mansion with 18-hole golf course on Anglesey
• picturesque ski chalets in Austria
• a refurbished rectory in Cornwall
• cottages in the Cotswolds and in Devon
• a converted school on the Isle of Purbeck, Dorset
• an 18th century chateau in Brittany
• a rural hamlet in the Dordogne
• apartments in Ile de France, near Paris
• a medieval palazzo in Tuscany
• a mansion in Kent
• a sub-tropical resort in La Gomera
• lodges near Derwent Water in the Lake District
• a holiday village in Lanzarote
• villas and apartments on the Turkish Mediterranean coast
• an exclusive resort in Madeira
• a Trulli development in Puglia, Italy
• a country club in Majorca
• apartments at a private golf and country club in Norfolk
• cottages on the North York Moors
• a 14th century house in the Peak District
• a castle overlooking the sea in Pembrokeshire
• cottages at Gleneagles in Perthshire
• an elegant coastal village in the Algarve
• luxury apartments on the Costa del Sol
• villas on the Costa Blanca
• an historic house by Loch Achray, in the Scottish Highlands
• a salmon fishing beat on the River Ericht
• cottages and apartments in the heart of the Yorkshire Dales
• hotels in the Dales and the Lake District
• a farmhouse in the Shropshire hills
Coming
soon:
Over 100 villas and apartments in Almeria, Spain, and
50+ holiday cottages and apartments overlooking Morecambe Bay.
HOW THE HOLIDAY PROPERTY BOND WORKS - and how to make it work for you
The Bond is a life assurance bond investing, after initial charges, in properties and securities. Properties are booked for a no profit ‘user charge’ and Points issued with the Bond. There is a quarterly fee of around twenty-five pounds including VAT linked to RPI, with all other management fees paid from securities. Investment is from £4,000. Encashment may be made under the terms of the 'Holiday Satisfaction Guaranteed' offer. Otherwise you may encash after two years at a value linked to that of the properties and securities but you may not see a profit and may incur a loss because of initial charges and fluctuations in asset values. In exceptional circumstances encashment may be deferred for up to twelve months. No medical examination required.
As a Holiday Property Bondholder, your interests are further protected by:
HSBC Trustee (Guernsey) Limited - to whom all cheques are made payable, and who control all the fund's assets.
Financial Services Regulation - In the sale of Holiday Property Bond we are authorised and regulated by the Financial Services Authority. We and our representatives have to comply with all prevailing consumer protection legislation and the highest professional standards.
The Holiday Property Bondholders' Committee - a democratically elected 'watchdog', which oversees the manager's activities, from location selection to resolution of holiday complaints.
A 30 day 'cooling off period' - your right to change your mind without penalty, as required by law.
Unique holiday satisfaction guaranteed offer
The people behind the Bond
This advertisement is issued by HPB Management Limited (‘HPBM’) of HPB House, Newmarket, Suffolk CB8 8EH. HPBM are authorised and regulated by the Financial Services Authority and are the main UK agent for Holiday Property Bond (‘HPB’), issued by HPB Assurance Limited (‘HPBA’) registered in the Isle of Man and authorised by the Insurance and Pensions Authority there. Holders of policies issued by the company will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies.
The Trustee of HPB is HSBC Trustee (Guernsey) Limited registered at Park Place, Park Street, St Peter Port, Guernsey GY1 1EE. The Securities Manager is Morgan Stanley & Co. International Limited registered at 25 Cabot Square, Canary Wharf, London E14 4QA. The Property Manager is HPB Management (International) Limited (‘HPBMI’) registered at Ground Floor, Neptune House, Marina Bay, PO Box 67, Gibraltar.
HPBM, HPBA and HPBMI are part of the HPB Marketing Group and are not
independent of each other. HPBM is able to advise only on HPBA's products.
HPB Management Ltd. Registered in England, No.1581593. Registered Office HPB
House, Newmarket, Suffolk, CB8 8EH.
The Laterlife Club is part of the www.laterlife.com network of sites for enjoying and making the most of life over 50.